We are happy to evaluate your insurance program to determine if you are adequately covered or if you have gaps in your coverage.
Whether it is a Workers’ Compensation, General Liability, Auto, E&O/Professional Liability, Property or any other claim, as a business owner you know having any type of claim on your loss history may have an adverse effect on your business. Claims effect your business reputation, does not represent positively to any insurance company that may be interested in providing a quote or writing your business policy and may support an increase in your insurance premiums. With a poor loss history, your business may be considered too much of a ‘risk’ for an insurance company to take on, therefore they will decline quoting or may even non-renew your business that is currently with them.
Whether you are a General Contractor, Artisan Sub Contractor, Non Profit Organization, Accountant, Lawyer or Janitorial Window Washer you have exposure to claims and based on the type of business you operate you may not necessarily be able to reduce your exposure. We all know most claims are ‘accidents’ however sometimes clients feel they are not liable for them. Regardless, it is in your best interest to minimize your exposure in the best interest of maintaining a healthy business. We can help.
Having over 25 years experience with claims and litigation, Stephen is extremely technical and capable with insurance claims. He has accompanied our clients in court, makes himself available to adjusters, attorneys and/or any other party in an effort to communicate effectively on behalf of our clients to expedite the claim process for settlement or closure and to assure the claim is taking its proper course.
With regard to Risk Management, Stout Insurance Brokers, Inc. can assist you by taking a look at your business risks and provide methods to reduce them. This can be accomplished by transferring the risk to another party, retaining the risk with insurance or avoiding the risk altogether.