STOUT Insurance Brokers, Inc.
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Motor Vehicle Report Authorization

  • Report a Claim
  • Certificates of Insurance
  • Claim Review
  • Motor Vehicle Reports
  • Motor Vehicle Report Authorization
  • Risk Management / Loss Control

 

We are happy to evaluate your insurance program to determine if you are adequately covered or if you have gaps in your coverage.

Contact us today!

 

Re: Motor Vehicle Reports and the Fair Credit Reporting Act

Usually the insurance industry requires our agency to order Motor Vehicle Reports (MVR’s) on clients for whom we provide auto coverage. We must obtain MVR’s on all the licensed drivers of your company. However, to do so, we must comply with the requirements of the Fair Credit Reporting Act of 1970 (FCRA). This act states that all persons on whom the report is ordered must give their written permission before a report can be ordered. The law states that failure to do so can result in severe penalties, such as fines up to $2,500, plus court costs. This applies not only to the entity ordering the report, but also to the employer of the individual.

In the event you do not already meet the guidelines, we have provided suggested wording for a letter that should be signed and dated by employees who either drive a company vehicle or drive their own vehicle on behalf of your company. We recommend that you retain the signed employee acknowledgement in the employees’ personnel file. We will assume your compliance and proceed in ordering MVR’s on your drivers when required.

Suggested Letter – Employee Permission Letter

To: Name of Employee

It is understood that my job position requires (or may require) me to drive either a company owned vehicle or my own vehicle on company business. I understand the insurance company writing your automobile insurance requires a copy of my current driving record to assess my insurability. I also understand that I have the right to see a copy of my Motor Vehicle record.

By this letter, I hereby authorize the insurance company and /or its agent to obtain the necessary motor vehicle records and release those records to my (perspective) employer.

Letter should be signed by employee and kept in your employee file

Why STOUT!

Having over 25 years of extensive experience in Claims and Litigation, Stephen’s hands-on insurance knowledge surpasses the knowledge and technical abilities of many other insurance ‘salespersons.’ Stephen does not consider himself a salesperson but rather a technician. He is extremely technical and knowledgeable with insurance and consistently & successfully assists our clients with reviewing contracts and working through claims. Stephen has the experience and know-how to handle your insurance needs no matter how big or complicated they are.
Lines of Coverage
  • Bonds
  • Business Auto
  • Lessors’ Risk
  • Builders’ Risk
  • Business Property
  • General Liability
  • Contactors Equipment
  • Professional Liability including Directors and Officers and Errors and Omissions
  • Umbrella - Excess
  • Workers’ Compensation
  • And many more...

Resources
  • Report a Claim
  • Certficate Request Form
  • Certificates of Insurance
  • Claim Review
  • Motor Vehicle Report Authorization
  • Motor Vehicle Reports
  • Motor Vehicle Request Form
  • Risk Management / Loss Controll

Industries Served
  • Developers
  • General Contractors
  • Artisan Sub Contractors – Industrial
  • Commercial and Residential
  • Safety Consultants
  • Janitorial
  • Marble & Granite, Manufacturing & Installation
  • Lawyers
  • Accountants
  • Architects
  • Credit Unions
  • Motor Sports – Facilities and/or events
  • Surgery Centers
 
  • Directional Drilling
  • Excavators and Grading
  • Daycare Facilities
  • Movie Theatres
  • Restaurants, Bars and Taverns to FIne Dining
  • Non Profits:
    •   Dog Rescue Foundations
    •   Homeless Shelters
    •   Drug and Alcohol Recovery Homes

And many more...

*References available upon Request

We are happy to evaluate your insurance program to determine if you are adequately covered or if you have gaps in your coverage.
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PO Box 400 Roseville, CA 95661|T: 916-749-3926|F: 916-899-5240
PO Box 2578 Walnut Creek, CA 94595|T: 925-930-9464|F: 925-930-9949
PO Box 5520 San Jose, CA 95150|T: 408-371-9224

Stout Insurance Brokers, Inc.,
Agency License #0D85886
© 2018 ALL RIGHTS RESERVED.