STOUT Insurance Brokers, Inc.

Umbrella – Excess

 

We are happy to evaluate your insurance program to determine if you are adequately covered or if you have gaps in your coverage.

Contact us today!

A Business Umbrella policy adds another layer of protection to any of several other policies that you might carry, including General Liability, Employer’s Liability, Auto Liability and Hired and Non-owned Auto Liability policies

How can Umbrella liability insurance protect your business?

For a single premium, umbrella liability or excess liability policies add another layer of protection to any of several other policies that you might hold, including general liability, employer’s liability, and hired and non-owned auto liability policies.

Umbrella Insurance is generally the most affordable way to get higher policy limits on several other business insurance policies (the alternative being to raise the limit on each of your other policies individually).

However, you should note that an Umbrella policy will not extend coverage limits on an Errors and Omissions or Professional Liability policy.

Why STOUT!
Having extensive experience in Claims and Litigation since 1989, Stephen's hand-on insurance knowledge surpasses the knowledge and technical abilities of many other insurance 'salespersons.' Stephen does not consider himself a salesperson but rather a technician. He is extremely technical and knowledgeable with insurance and consistently & successfully assists our clients with reviewing contracts and working through claims. Stephen has the experience and know-how to handle your insurance needs no matter how big or complicated they are.
Lines of Coverage
  • Bonds
  • Business Auto
  • Lessors’ Risk
  • Builders’ Risk
  • Business Property
  • General Liability
  • Contactors Equipment
  • Professional Liability including Directors and Officers and Errors and Omissions
  • Umbrella - Excess
  • Workers’ Compensation
  • And many more...

Resources
  • Report a Claim
  • Certficate Request Form
  • Certificates of Insurance
  • Claim Review
  • Motor Vehicle Report Authorization
  • Motor Vehicle Reports
  • Motor Vehicle Request Form
  • Risk Management / Loss Controll

Industries Served
  • Developers
  • General Contractors
  • Artisan Sub Contractors – Industrial
  • Commercial and Residential
  • Safety Consultants
  • Janitorial
  • Marble & Granite, Manufacturing & Installation
  • Lawyers
  • Accountants
  • Architects
  • Credit Unions
  • Motor Sports – Facilities and/or events
  • Surgery Centers
 
  • Directional Drilling
  • Excavators and Grading
  • Daycare Facilities
  • Movie Theatres
  • Restaurants, Bars and Taverns to FIne Dining
  • Non Profits:
    •   Dog Rescue Foundations
    •   Homeless Shelters
    •   Drug and Alcohol Recovery Homes

And many more...

*References available upon Request

We are happy to evaluate your insurance program to determine if you are adequately covered or if you have gaps in your coverage.

PO Box 400 Roseville, CA 95661|T: 925-930-9464|T: 916-625-6563|F: 925-930-9949

Stout Insurance Brokers, Inc.,
Agency License #0D85886
© 2018 ALL RIGHTS RESERVED.