General Liability

We’ve all heard it, “if you’re starting a business or already in business you need general liability insurance.” But what does that mean and what protection does it provide? Unfortunately we live in a litigious society and although you may think it is unlikely ‘you’ would be faced with a claim, the investment of insurance may save you thousands if not millions if you were to try to defend yourself in court without insurance.

What is Commercial General Liability Insurance?

Commercial General Liability insurance protects a company’s assets and pays for obligations such as medical costs incurred if someone gets hurt on your property or when there are property damages or bodily injuries caused to someone else by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement or award for negligence should you be successfully sued. Stephen has over 25 years experience with claims and litigation and has successfully assisted many of our clients through difficult claims and litigation.

Stout Insurance Brokers, Inc. works with both admitted and non admitted carriers and has access to hundreds of markets in order to provide our clients with the most competitive and comprehensive coverage.